Oakwood Terrace
Personal Care and Secure Memory Care Neighborhoods
Personalized support in a comfortable, secure setting, with familiar routines, meaningful programming, and 24-hour wellness staff helping residents feel safe, connected, and at home.
Understanding Your Options for Paying for Senior Living
Choosing senior living is one of the most important decisions a family can make. Understanding the cost of care — and the resources available to help pay for it — shouldn’t feel overwhelming.
Our team is here to answer your questions and help you understand your options with confidence.
What’s Included
Your monthly investment includes far more than just a place to live. Our communities provide the services, support, and amenities residents need to live comfortably while giving families peace of mind.
Home and Lifestyle Services
- Apartment accommodations
- Three chef-prepared meals daily
- Housekeeping services
- Laundry and linen service
- Building and grounds maintenance
- Utilities
- Scheduled transportation
- Emergency response systems
Care and Support Services
- Daily activities and social programs
- Medication administration
- 24-hour nursing staff
- Home Healthcare (OT, PT & Speech) can be arranged
- Barber & Beautician services
- Personal assistance with activities of daily living (ADLs), including bathing, dressing, grooming, and hygiene
Assisted Living and Memory Care Services
Additional specialized support is available at select PSLG communities. Secure Memory Care neighborhoods and tailored programming help residents feel safe, supported, and at home.
Fountain Park
Assisted Living and Secure Memory Care Neighborhoods
Personalized daily support, engaging activities, and secure Memory Care neighborhoods create a welcoming environment where residents can stay connected, supported, and at home.
Eden Heights of Olean
Assisted Living and Secure Memory Care Neighborhoods
Compassionate daily support, secure Memory Care neighborhoods, and meaningful programming help residents maintain familiar routines while feeling comfortable, connected, and at home.
Eden Heights of Eden
Assisted Living
Personalized assistance, engaging activities, and a caring team help residents maintain independence while enjoying the comfort, connection, and support of community living.
Orchard Park
Assisted Living
Thoughtful daily support and engaging activities give residents the freedom to enjoy greater independence, meaningful connections, and the comforts of home.
Westbrook
Assisted Living
Personalized support and an active community help residents maintain independence, build meaningful connections, and enjoy each day with greater comfort and confidence.
Eden Heights of West Seneca
Assisted Living
Compassionate daily support and engaging opportunities help residents stay independent, connected, and comfortable while enjoying the benefits of community living.
Compare the Cost of Living at Home
Rather than comparing only monthly rent, compare the total cost of maintaining a home. Many everyday expenses are already included in senior living.
MONTHLY EXPENSE
YOUR COST
SENIOR LIVING
Monthly Mortgage – Rent
$ __________
Included
Management/Association Fees
$ __________
Included
Property Tax
$ __________
Included
Property Insurance
$ __________
Included
Utilities
$ __________
Included
Electricity
$ __________
Varies by care plan
Water
$ __________
Included
Trash Collection
$ __________
Included
24-Hour Staff with 24-Hour Licensed Nursing
$ __________
Included
Chef Prepared Meals
$ __________
Included
Lawn Care/Landscaping
$ __________
Included
Pest Control Service
$ __________
Included
Transportation
$ __________
Included
Exterior Maintenance
$ __________
Included
Plumbing/Electrical Maintenance
$ __________
Included
Heating/Air Conditioning Maintenance
$ __________
Included
Appliance Maintenance
$ __________
Included
Weekly Housekeeping
$ __________
Included
Weekly Linen and Towel Service
$ __________
Included
Laundry
$ __________
Included
Recreation
$ __________
Included
TOTAL MONTHLY EXPENSE
$ ______
Compare with community pricing
Use this guide to start a conversation with our team about your community’s pricing.
Financial Resources
Depending on your circumstances, financial resources may be available to help offset the cost of senior living. Our team can answer your questions and connect you with trusted specialists.
Veterans Benefits
Eligible wartime veterans and surviving spouses may qualify for VA Aid & Attendance benefits, helping offset assisted living costs for those who need support with daily activities.
Long-Term Care Insurance
Many policies provide benefits for assisted living, including personal care and assistance with daily living. We can work with your provider during verification.
Medicaid Programs
Some PSLG communities participate in Medicaid or state-funded assistance programs. Eligibility and community participation vary by location.
Bridge Financing
Temporary funding may help while assets are transitioning, such as during the sale of a home or an estate settlement, bridging the gap until permanent funds become available.
Life Insurance Conversion
An existing life insurance policy may be converted into funds for senior living expenses with support from a trusted financial partner.
Explore Your Financial Options with Confidence
Not sure which option may apply? Our team can help you identify the right questions and connect you with trusted specialists.
Our Trusted Financial Partners
Organizations that specialize in helping families navigate the financial side of senior living.
Bridge Financing
Bridge financing, payment planning, and senior living loans.
Veterans Benefits
VA Aid & Attendance application support for eligible veterans and surviving spouses.
Life Insurance Options
Life insurance conversion options that may help fund senior living expenses.
Premier Senior Living Group does not provide financial, tax, or legal advice. Families should consult qualified professionals regarding their individual circumstances.
Frequently Asked Questions
Common questions families ask while planning for senior living.
Does Medicare pay for assisted living?
Generally, Medicare does not cover long-term assisted living. It may cover certain physician services or medically necessary healthcare.
Does Medicaid help pay for assisted living?
Some communities participate in Medicaid or state-funded assistance programs. Availability and eligibility vary by state and community.
Can Veterans Benefits help pay for assisted living?
Eligible wartime veterans and surviving spouses may qualify for Aid & Attendance benefits.
Do you accept long-term care insurance?
Many policies provide benefits for eligible assisted living services. Our team can work directly with your provider during verification.
How is monthly pricing determined?
Pricing depends on the community, apartment choice, and level of support needed.
Will my monthly cost change if my care needs change?
Our team will explain how care plans are assessed and how services may affect pricing.
We’re Here to Help
Every family’s journey is unique. Whether you’re planning ahead or need guidance today, our experienced team is here to help you make informed decisions with confidence.